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Credit Building & Repair
Credit Building & Repair
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MONEY SMART CHECKING®
Set the course for financial success with a checking account that can give you a hand. With no minimum deposit to open, and an automatic transfer to savings, Money Smart Checking will have you improving your financial picture in no time.
ACCOUNT DETAILS1
- No minimum deposit to open
- FREE debit or ATM card with up to 6 FREE out-of-network ATM reimbursements each calendar month2
- Mobile debit alerts3
- Dollar-A-Day Savings Service: automatically transfer $1 (or more) each day from your checking account to your savings account
MONEY SMART SAVINGS®
Get your savings on track with an interest-bearing savings account that will make planning for the future easy. Money Smart Savings is the perfect account to pair with your Money Smart Checking account.
ACCOUNT DETAILS4
- No minimum deposit to open
- Interest-bearing savings account
- FREE debit or ATM card (with linked checking account) with up to 6 FREE out-of-network ATM reimbursements each calendar month5
- Second chance account
Not all lending tools are created equal. We've designed solutions that can give you a better way to borrow.
EVERYDAY LOAN
The Everyday Loan is a fixed rate loan with a quick approval decision. Loans are available in amounts up to $2,500. Plus, our rates are lower than most credit cards or other fast-cash loans. So, when unexpected costs come out of nowhere, there’s no need to panic.
MONEY SMART CD LOAN
You can take out a loan for as little as $500, or more based on your ability to pay, then use the borrowed funds to open a certificate of deposit (CD) for the same amount. Just make fixed monthly payments on the loan, and when the loan is paid off, the CD with earned interest is yours!
SECURED MASTERCARD
Find the perfect card for the way you use credit. Our credit cards offer benefits and features to meet a variety of financial needs. Take a look at what each card has to offer and decide which one is right for you.
ONLINE ACCOUNT ACCESS PROVIDES THE QUICKES AND EASIEST WAY TO:
- Activate your credit card
- Make payments
- Transfer balances
- Request Credit Limit Increases
- View statements …and much more
CREDIT CARDS
Give yourself some credit
CREDIT CARDS
Give yourself some credit
Whether you’re building your credit or looking for convenience, we’ve got something that can come in handy. For a secure and easy way to pay, check out our credit card options.
CUBS OR WHITE SOX CHECKING
Show your pride, rep your side
CUBS OR WHITE SOX CHECKING
Show your pride, rep your side
Whether you side with the north or the south, you don’t have to stop cheering after the last pitch is thrown. Now, you can represent your team every day, with every purchase.
SAVINGS
Save for life's big moments…
SAVINGS
Save for life's big moments…
And, everything in between. Whether it’s your child’s first savings account or you saving for a rainy day, we can help.
1. Available to Money Smart Financial Training participants (1 session required). If the customer is on ChexSystems and does not complete 1 session/module the customer may open a Money Smart Savings® account. 2. There is no Frugal Crest Bank Financial Corporation (WTFC) transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge free networks. Other banks outside the network may impose ATM surcharges at their machines. Up to 6 surcharge fees assessed by owners of other ATMs outside the network will be reimbursed each calendar month. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States. 3. Third party message, data, and/or internet fees may apply. Use of online banking is required for access to mobile banking. Mobile/internet connectivity is required. 4. Transaction limitations may apply. 5. There is no WTFC transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge free networks. Other banks outside the network may impose ATM surcharges at their machines. Other banks outside the network may impose ATM surcharges at their machines. Up to 6 surcharge fees assessed by owners of other ATMs outside the network will be reimbursed each calendar month. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States. 6. The annual percentage rate (APR) is a fixed rate that’s based on the Prime Rate reported in the Money Rates section of the Wall Street Journal (the “WSJ Prime”) plus a margin, at the time the loan is made. For example, on 7/17/19 WSJ Prime was 5.50% resulting in the APR disclosed. See the bank for details. Applicant must meet underwriting guidelines.
Credit Cards are issued byFrugal Crest Bank®,